"I have no means of knowing what your president may have said by way of introduction of myself, or as a preface to my remarks, but judging from your faces, the manner in which you receive me, and my knowledge of him, I feel that I am safe in assuming that he has said all that is necessary, and that I may proceed at once with my plan. But let me add simply this: What I have to say to you is in no way new or startling. I claim no originality, for I have simply gathered from the works of better men that which seems to me best fitted for the needs of this particular city. And understand, farther, that I speak in no sense as a Christian, but from the standpoint of one to whom has been given opportunities for study along these lines, I hope may ever be denied you. "As I understand it, the problem that we have to consider is, briefly, how to apply Christ's teaching in our own town. Let me suggest first: That there are in this city, as in every city, two classes who present their claims for assistance; the deserving and undeserving. Any plan which does not distinguish between these two classes must prove a failure, because it would encourage the idle in their idleness, and so prove a curse instead of a blessing. It would make fraud profitable by placing a premium rather than a penalty on crime; and it would make the sufferings of the truly unfortunate much keener by compelling them to yield their self-respect as the price of their succor. The only test that can possibly succeed in distinguishing between these two classes is the test of work.