Then, it is sometimes thought and sometimes said that these men who conduct church work and missionary work do not know much about dollars; that a dollar, a thousand dollars, or a million dollars, is a very indefinite thing; and that they ask for a million dollars, or half a million dollars, with a great deal of nonchalance, as if it were merely a matter of asking. It is not so. When this Finance Committee indorse the recommendation of the National Council that half a million of dollars be raised for the work of this Association during the coming year, they do it from a business point of view, and when the officers and managers of this Association second this demand, they know what it means. They know better than anybody else in the world knows how hard it is to get half a million of dollars. For some years I went up and down through the South and West in the service of this Association. I went in and out of the rooms at No. 56 Reade Street, New York, and I must have been very dull not to know pretty well the inside workings of this Association. I have been among workers on the field. I know how closely everything is reckoned, how carefully every penny is spent; and I know how the demands of the work and the needs press upon the workers in the field, so that they look back to those rooms in New York with the feeling that somehow there is not a very great deal of liberality there, that those officers pare very closely. But these workers in the field have no such experience after all as the officers there at the centre of things. Those members of the Executive Committee, those Secretaries and the Treasurer, sitting there together, and facing the demands of the old work and the new, have rolled upon them every day a sense of the value of money and of the need of economy such as even the workers in the field can not comprehend. I have been there, I am now outside, and I am free to say whatever I please; and I make bold to say to you here that the work which is alive and growing must have the most money. Increased demands must cost. It is a law of nature. Now, then, when this Finance Committee come forward to indorse this recommendation that $500,000 instead of $375,000 be raised for the coming year, they do not at all reach the measure of the need. There is only one thing necessary to get this money and more. It is a pretty comprehensive thing. If upon the members of our churches in this land as clear a sense of the need of what ought to be done and can be done could be brought as comes to those in contact with the work, the money would be forthcoming. How to make our people realize the facts in this matter is the problem. Money will come when our people know how much it is needed, how profitably it is spent, and how grandly it pays dividends. * * * * * ADDRESS OF REV. WM. M. TAYLOR, D.D.