"I’ll see what can be done about it. Perhaps Partridge can get the stock taken into stronger hands. Can you think of anything else that we can turn into money?" "There’s just one thing I have remembered since yesterday. The Oriental Bank let us have a hundred thousand on those Humboldt lumber lands a while ago. The lands ought to be good for as much more if the Oriental is lending at all." "That sounds as though there might be something in it. I’ll see the Oriental Bank people at once--Partridge, too. If we can get a hundred thousand from the bank, and get our margins out of those stocks, we shall have, a fair chance of weathering the storm." As I turned to go, I bethought me to say, "Don’t pay out a dollar that you can possibly hold on to." Brown gave his head a deprecating shake. "That won’t do, Mr. Hampden. You see, we’re tied up to our open-handed way of doing business. Now, if we were acting for Peter Bolton, it would be different. When he tells a man to call again for his money, nobody thinks anything about it. They just say he’s a skinflint, who could pay and won’t. But you know how Wharton Kendrick has run his business. Whenever a man wants his money, he gets it as fast as it can be counted out. There’s the trouble now. If we go to asking for time, or putting them off, why everybody will say: ’Aha! Kendrick is in difficulties; I always thought he would go under.’ And every account that stands against us would be in before noon." I had to admit that he was right, and sallied forth to the Oriental Bank. The president received me genially, when I announced myself as the ambassador of Wharton Kendrick, and threw up his hands in good-humored refusal when I told what I wanted. "You couldn’t get a cent on that property to-day, if the trees were made out of gold, Mr. Hampden," he said. "Property outside the city is worth nothing to us. To be frank with you, we should feel easier if we had the money out of the last loan we made you people. I’ll make you a first-class offer: Pay the principal, and I’ll strike off the interest." Partridge was hardly more encouraging than the president of the Oriental Bank. He promised to bestir himself to find some one to take the stock, but confessed that he was unable to suggest a buyer. And I was forced to turn toward the office once more with a feeling akin to desperation. The atmosphere about the business district was not of a quality to reassure the despondent. Although the banks and exchanges had not yet opened for business, I could hear everywhere the buzz of apprehension. Frightened traders hurried along the streets with eyes eloquent of their fears; anxious holders of stocks gathered in groups about Pine and Montgomery Streets, with pale and troubled faces, as they began their curbstone trading; and there were signs of storm indicating that we should have a worse day before us than any that we had weathered.