The story of Mrs. Bingham has been already told. She owed her life to her own determined spirit, though it is remarkable that any woman with a broken limb could summon the courage to break a window and then jump into the water and draw herself to the land. The heroism of Mrs. Swift has been mentioned by the papers, and the author takes pleasure in adding his testimony to the noble and lovely spirit which she manifested through all the sad scenes. The following is an account of the manner of her escape: “Mrs. Swift retained her senses and her presence of mind. She was badly injured at the time, but did not realize it. When the accident occurred there was a terrible crash; the bell-rope snapped like the report of a pistol, and the lights were extinguished. As the cars went down there was no noise. Her husband was hurled across the aisle and held down senseless. She was wedged in between two seats, but extricated herself. She spoke to her husband, but he made no reply, and she thought he was dead. The agony of her mind at that moment was fearful to contemplate. She finally, with the aid of Mr. White, got him out. He was then delirious, and hardly knew where he was going. Her anxiety was all for her husband. Miss Shepard, Mrs. Graham and Mr. White then took or assisted everybody out of the car, reassuring them by words and deeds, and thus aided in saving many lives.” Miss Shepard, of Ripon, Wis., proves to have been a heroine in the terrible tragedy. Many of the survivors have spoken of her as so brave in the midst of the danger. She “was very cool and collected,” says Mr. Sturgis, “and she acted in a heroic manner. She helped the women out, and while I was trying to get the men out, she was on the outside smashing the windows with a piece of timber, clearing the way for those inside.” Mr. White, of Portland, says: “She was one of the bravest and best women I ever met. She got out by herself. When I at last came out of the Palatine, after I was satisfied that there were no more persons in the car, the gentlemen who had had their legs broken were still lying within a few feet of the burning cars, and their lives were now again in jeopardy.