Suddenly and without notice, he is compelled to borrow $15,000, and spend it upon this portion of his farm; and he then finds, while expending the money for another object and not a profitable one, he can remove the only obstacle which prevented his obtaining a full supply of the best and most intelligent labor, and that he can very soon increase his annual product to $42,500. The increase of $2,500 each year will enable him to pay his additional clerks, to meet the interest on his liabilities, and to accumulate a sinking-fund sufficient to pay his debts before his children come of age. He will be able to take some comfort and satisfaction in his agricultural laborers; he will have a larger amount of cotton to spin and to sell than ever before, and so much wool, that, instead of being obliged to buy one-third the amount required by his factory, as he has heretofore done, he will have more than he can spin; and lastly, he will be able to raise fruit, to make wine, to produce indigo, cochineal, and a great variety of articles never produced on his farm before. What sound business-man would not thus regulate his investment, when compelled to make it, even though he had been unwilling to borrow the money for the simple purpose of making such an improvement? If a farm and factory, which badly managed produce $40,000 annually, can by good management be made to produce $42,500, and can be very much increased in value and ease of management by the process, the owner had better borrow $15,000 to accomplish the object, and the tax upon him of $2,500 required to meet the interest and sink the principal will be no burden. That is the whole problem,--no more, no less. We have been driven into a war to maintain the boundaries of our farm; in so doing we shall probably spend $1,500,000,000. It behooves us not only to meet the expenditure promptly, but to make the investment pay. We have but to increase the annual product of the country six and one-half per cent, and we shall meet the tax for expenses, interest, and sinking-fund, and be as well off as we now are, provided the tax be equitably assessed. This increase can be made without any increase in the number of laborers, by securing a larger return from those now employed, and by the permanent occupation of the fertile soil of the South by a large portion of the Union army, as settlers and cultivators, who have heretofore spent their energies upon the comparatively unproductive soil of the North. Slavery is the one obstacle to be removed in order to render this war a paying operation.