Our chief bankers estimate their annual remittances to American citizens for foreign travel and residence abroad at less than five millions yearly. Our exports again exceed our imports, and foreign exchange is at 7-1/4 in gold, or two per cent below par. An emigration, chiefly from Germany, greatly in excess of any former year is predicted. It has been well ascertained that each emigrant brings, on the average, seventy dollars in funds to this country, and these funds alone will suffice to meet our interest abroad. What period could be more auspicious for a gradual return, say in six months, to specie? Of course there would be some decline in merchandise, but the loss would fall on declining stocks, often sold in advance, and would not reach stocks in bond, the price of which is to be paid in specie. The improvident might suffer a little; but when the first shock was past, would not a strong impulse be given to industry? Would not enterprise be at once directed to the erection of the houses, factories, ships, steamers, locomotives, and railways which our growth demands? Would not the community immediately seek to renew their wardrobes and furniture, now worn out or exhausted by the war? Our mutual friend Mr. Smith might then meet his friend the coal-merchant with a smile, and cheer himself with his open fireplace, putting away his stifling but economic stove; he might postpone his retirement from the three-story brick to the wooden two-story in the suburbs, eat his roast beef again on Sunday, and regale himself with black coffee after dinner, without a thought of the slow but sagacious Dutchman, who is transferring at his expense a national debt of $800,000,000 from the sea-girt dikes of little Holland to the populous and fertile isles and spice groves and coffee plantations of Sumatra and Java. FOOTNOTES: [F] Report of the United States Revenue Commission to the Secretary of the Treasury, January 29th, 1866. [G] The annual product of lumber in Maine is rated at 1,100,000,000 feet, worth $20,000,000. By the census of 1860, the lumber produced by all the States was valued at $95,000,000. The consumption was at least $100,000,000, or five times the amount furnished by Maine. Canada has 287,000 square miles of pine forest on the waters of the St. Lawrence. MEPHISTOPHELEAN.