Life insurance -- Fiction; Life insurance agents -- Fiction; Short stories
But Daniel wisely did nothing of the kind, for he recalled that there
were a number of clerks in the office and a police station not far away,
and he had no wish to add a fine to his expenses. Instead, after
pondering the matter a few weeks and growing steadily more indignant, he
went to see a little lawyer who had an office over a saloon, next to a
justice of the peace. Daniel planned only to get his premiums reduced,
but the lawyer saw other opportunities.
“It’s a great chance,” said the lawyer. “You’re a policy-holder—”
“Who says so?” demanded Daniel, for this sounded to him like an
accusation.
“I mean,” explained the lawyer, “that you are insured in the company.”
“What iv it?” asked Daniel.
“Why, the other policy-holders are the ones discriminated against in a
case like this,” said the lawyer, “and any one of them can file a
complaint.”
“I’m not the kind iv a man to do much complainin’,” declared Daniel. “I
niver see that it did much good. If I c’u’d give Schlimmer a bad turn—”
“That’s it; that’s it exactly. You can knock his insurance sky-high and
get some money yourself.”
“Say that wanst more,” urged Daniel. “Me hearin’ seems to be playin’
thricks.”
“The law,” said the lawyer slowly, “fines a company for doing that—”
“How much?”
“I’ll have to look it up. Pretty stiff fine, though, and the informer—”
“I don’t like th’ word.”
“Well, the man who makes the complaint gets half the fine. Do you
understand that? Let me take charge of the matter for you, and we’ll
divide the money.”
“Will it hurt me own insurance?” asked Daniel.
“Not a bit.”
“I’m not lukkin’ to l’ave Maggie an’ th’ childhern without money whin I
die, jist to land a dollar-twinty f’r me own pocket now. That’s a
Schlimmer thrick.”
“Your insurance will be just as good as it ever was,” the lawyer
asserted.
“Will there be twinty dollars in it f’r me?” Daniel persisted.
“There’ll be a good deal more than that—exactly how much I can’t say.”
“Go ahead,” instructed Daniel. “Put the little divil through.”
The lawyer investigated and found his task comparatively easy, for
Adolph had now personally told the story to several people. Indeed, by
the exercise of a little ingenuity, the lawyer got him to tell it to
him. Then he acted.
When the news reached the local agency of the company there was no
indecision as to what should be done. Unnecessary publicity in a matter
of that kind was the very last thing sought. The solicitor was called
in, put on the rack, and promptly confessed. Then he was discharged
without further questioning. Perhaps the local agent was afraid he might
learn of other similar instances if he pressed the matter too far, and
he was quite content to remain in ignorance of anything else of that
nature, so long as the public also remained in ignorance. The company
promptly acknowledged its fault, showed that it had cleared itself
morally by discharging the offending agent, and proceeded to clear
itself legally by paying the necessary fine.
Public-domain text, read in full here on John Shaqi.
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