With a wind which should have enabled him to give this perilous shore a wide berth and to keep to his course up the North Sea, Captain Skynner plunged into a death-trap from which there was no escape. The sole survivor could give no coherent account, and he died while on the way to England before his shattered nerves had mended. There was no more frigate, and as for the hundreds of drowned sailors, they had been obliterated as a day's work in the business of a great navy, so the Admiralty left the mourning to their kinfolk and bestirred itself about that five and a half million dollars' worth of treasure which the sea could not harm. Vice-Admiral Mitchell was informed by letter that "their lordships feel great concern at this very unfortunate accident" and he was directed to take such measures as might be practicable for recovering the stores of the _Lutine_, as well as the property on board, "being for the benefit of the persons to whom it belongs." The underwriters of Lloyd's with an eye to salvage, were even more prompt than the Admiralty in sending agents to the scene of the wreck. The greater part of the immense amount of coin and bullion had been fully insured, a transaction which indicates the stability and ample resources of this association as far away in time as 1799. The loss was paid in full and with such promptitude that only two weeks after the disaster, the Committee for managing the concerns of Lloyd's addressed a letter to the Secretary of the Admiralty in which was requested "the favor of Mr. Nepean to lay before the Lords Commissioners of the Admiralty the information that a sum of money, equal to that unfortunately lost in the _Lutine_, is going off this night for Hambro, and they trust their Lordships will direct such steps as they think expedient for its protection to be taken." The request was granted somewhat grudgingly. Apparently the Admiralty regretted the employment of one of its frigates as a merchantman. Admiral Lord Duncan was directed to send a convoy this time, but was told also "to let them know that their lordships have done so in this particular case; but that they must not expect the packets can again be convoyed." With this letter ends all reference to the _Lutine_ and her treasure in the correspondence preserved in the Record Office of the Admiralty.