In music, the gifted girl may be a teacher, or may appear in public as a player or singer, or she may combine teaching with public appearances. Teaching music has been systematized to a marked extent. Many young musicians who teach are engaged on the staff of the conservatory or academy where they obtained their instruction. Musicians who appear in public generally possess, along with musical ability, a more or less impressive personality. A number of teachers who have made a decided success are in receipt of good incomes. A performer or singer needs to have unusual ability to earn a large income. Women musicians not infrequently make fine accompanists and may devote themselves to this branch of their art. In general, what has been said of the remuneration in other arts applies to music. But the systematizing of the teaching of music by institutions has a tendency to steady the income of the music teacher. Training of the best kind is long and costly, but any other kind is unsatisfactory. In order to attain standing as a professional actress a young girl should have special physical training, voice culture and a broad literary education. She should know something of singing and dancing, and she should learn how to walk well and how to speak correctly and impressively. Part of this training may be obtained at schools of dramatic expression which are often connected with conservatories of music. The people of the stage work harder than the average trained or untrained worker. Their hours are longer and they endure more discomforts. There are few spectacular successes, and still fewer genuine reputations for genius in dramatic interpretation. Seasonal unemployment is prevalent in this occupation. Salaries seem to be large, but very few are large in reality. If we reckon the number of weeks throughout the year during which payment is received, it appears that few actresses earn a good income. A young woman of decided gifts may become an individual entertainer. Dancing has recently come more into favour as an occupation, regarded both as giving physical training for health and as an art. The teaching of art dancing is undertaken by some conservatories of music and also by individual teachers. All work of an artistic character requires an endowment of imagination, sympathy, insight, and artistic ability. The artistic worker gives a great deal, and does not enjoy or suffer temperately. It is impossible to do good work unless the whole being is thrown into the effort. Unless the artist possesses financial, as well as artistic, ability, the pecuniary reward is likely to be uncertain. But the individual with decided gifts rightly is dissatisfied in any other occupation. CHAPTER XX BANKING. LAW. MEDICINE. DENTISTRY. PHARMACY. CHEMICAL INDUSTRY. CIVIL SERVICE. SOCIAL WORK