So says the sage, and it is not to be gainsayed by any man whom forty winters have chilled into wisdom. Ability and opportunity are fortune. Opportunity is not fortune; otherwise all were fortunate. Ability is not fortune, else why does genius slave? Why? But because it missed _the_ opportunity that fitted it? What I have--wife, position, independence--I owe to an opportunity for exercising the very simple and unpretending combination of qualities that goes by the name of ability. But to my story. My father was a wealthy country gentleman, of somewhat more than the average of intelligence, and somewhat more than the average of generosity and extravagance. His younger brother, a solicitor in large practice in London, would in vain remonstrate as to the imprudence of his course. Giving freely, spending freely, must come to an end. It did; and at twenty I was a well educated, gentlemanly pauper. The investigation of my father's affairs showed that there was one shilling and sixpence in the pound for the whole of his creditors, and of course nothing for me. The position was painful. I was half engaged--to that is, I had gloves, flowers, a ringlet, a carte de visite of Alice Morton. That, of course, must be stopped. Mr. Silas Morton was not ill-pleased at the prospect of an alliance with his neighbor Westwood's son while there was an expectation of a provision for the young couple in the union of estates as well as persons; but now, when the estate was gone, when I, Guy Westwood, was shillingless in the world, it would be folly indeed. Nevertheless I must take my leave. "Well, Guy, my lad, bad job this; very bad job; thought he was as safe as the Bank. Would not have believed it from any one--not from any one. Of course all that nonsense about you and Alice must be stopped now; I'm not a hard man, but I can't allow Alice to throw away her life in the poverty she would have to bear as your wife; can't do it; wouldn't be the part of a father if I did." I suggested I might in time. "Time, sir! time! How much? She's nineteen now. You're brought up to nothing; know nothing that will earn you a sixpence for the next six months; and you talk about time. Time, indeed! Keep her waiting till she's thirty, and then break her heart by finding it a folly to marry at all.' "Ah! Alice, my dear, Guy's come to say 'Good by:' he sees, with me, that his altered position compels him, as an honorable man, to give up any hopes he may have formed as to the future." He left us alone to say 'Farewell!'--a word too hard to say at our ages. Of course we consulted what should be done. To give each other up, to bury the delicious past, that was not to be thought of. We would be constant, spite of all. I must gain a position, and papa would then help us.