Greifmann had notified him that the general assembly election was to be held that day, that Mayor Hans Shund would certainly be returned as a delegate, and that he intended to call for Gerlach, and go out to watch the progress of the election. Seraphin felt rather indifferent respecting the election; but he would have considered himself under weighty obligation to the brother for an explanation of the peculiar behavior of the sister at which he was so greatly perplexed. Carl himself he had for a while regarded as an enigma. Now, however, he believed that he had reached a correct conclusion concerning the brother. It appeared to him that the principal characteristic of Carl’s disposition was to treat every subject, except what strictly pertained to business, in a spirit of levity. To the faults of others Carl was always ready to accord a praiseworthy degree of indulgence, he never uttered harsh words in a tone of bitterness, and when he pronounced censure, his reproof was invariably clothed in some form of pleasantry. In general, he behaved like a man not having time to occupy himself seriously with any subject that did not lie within the particular sphere of his occupation. Even their wager he managed like a matter of business, although the landowner could not but take umbrage at the banker’s ready and natural way of dealing with men whose want of principle he himself abominated. Greifmann seemed good‐ natured, minute, and cautious in business, and in all other things exceedingly liberal and full of levity. Such was the judgment arrived at by Seraphin, inexperienced and little inclined to fault‐finding as he was, respecting a gentleman who stood at the summit of modern culture, who had skill in elegantly cloaking great faults and foibles, and whose sole religion consisted in the accumulation of papers and coins of arbitrary value. Gerlach’s servant entered, and disturbed his meditation. “There is a man here with a family who begs hard to be allowed to speak with you.” “A man with a family!” repeated the millionaire, astonished. “I know nobody round here, and have no desire to form acquaintances.” “The man will not be denied. He says his name is Holt, and that he has something to say to you.” “Ah, yes!” exclaimed Seraphin, with a smile that revealed a pleasant surprise. “Send the man and those who are with him in to me.” Closing a diary, in which he was recording circumstantially the experiences of his present visit, he awaited the visitors. A loud knock from a weighty fist reminded him of a pair of callous hands, then Holt, followed by his wife and children, presented himself before his benefactor. They all made a small courtesy, even the flaxen‐headed little children, and the bright, healthy babe in the arms of the mother met his gaze with the smile of an angel. The dark spirits that were hovering around him, torturing and tempting, instantly vanished, and he became serene and unconstrained whilst conversing with these simple people.