Still, the American people as a whole are not responsible for what might be called a local disorganization of society, grown out of their rapidly-extending settlements, whence flock naturally many outcasts, vagabonds, and reckless men, anxious to escape the odium of public opinion and the chastisement that awaited them in the older and more thickly settled communities of the East. But our country, with a better show of reason, may be accused of condoning, if not of actually encouraging, a widespread system of political and commercial dishonesty, an offence which, though not by any means as bad as the taking of human life in its direct consequences, indirectly encourages and promotes the commission of the greater crime. A legislator or a judge who can be guilty of taking bribes, is sure, the one to make bad laws and the other to execute good ones corruptly. Criminals who have political or moneyed influence are allowed to escape with impunity, with a _carte blanche_ to continue their nefarious business. Whoever has read the proceedings of the several investigating committees in Washington during the last session of Congress, and of our State Senate acting as a court of impeachment during the summer of 1872, will hardly doubt the truth of this assertion. This spirit of bribery, false swearing and peculation we find prevailing, among some of the most prominent members of the national Congress, who, these investigations have shown, are not above the acceptance of paltry bribes for the use or abuse of their high delegated authority; we find it in many of our state legislatures, particularly when a United States senator is to be elected or the interest of a railroad company, a corporation, or a wealthy private individual is to be subserved by forcing or retarding legislation; and it is a matter of public notoriety that among the officers of municipal corporations, notably our own, where integrity, if in any place, should find a home, the most unblushing robbery, swindling, and false swearing have prevailed for years. Again, let us look at the history of our large banks and insurance companies. There is scarcely a week passes but we hear of defaulting officers and clerks who, after years of secret, continuous stealing and false entries, finally decamp, leaving it to be discovered that the aggregate amount of their individual abstractions reaches tens and hundreds of thousands. What makes this "respectable" species of larceny so heartless and reprehensible is, that the money so stolen does not actually belong to the institutions themselves, but to the public, and generally the poorer classes, who are depositors or policyholders. It is significant that in proportion to the number of counting-houses superintended by their owners to the number of banks and insurance companies the trust-funds of which are in keeping of paid officials, the number of defalcations in the former are as a mere nothing compared with those of the latter. Why? In one case,