Berners-street, and applied to the payment of the pressing demands upon it. This fact does not rest on my assertion, as the transactions referred to are entered in the books now in the possession of the assignees, and to which I have had no access since my apprehension. These books, I understand, are now in court, and will confirm the truth of my statement; and to whatever account all the sums may be entered, whether to that of stock, or of Exchequer bills, or to my own private account, the whole went to the general funds of the banking-house. I alone have been doomed to suffer the stigma of all the transactions; but tortured as I have been, it now becomes an imperative duty to explain to you, gentlemen, and through you to the world at large, that the vile accusations heaped upon me, known to be utterly false by all those who are best acquainted with my private life and habits, have been so heaped upon me for the purpose of loading me with the whole obloquy of those transactions, from which, and from which alone, my partners were preserved from bankruptcy. I have been accused of crimes I never even contemplated, and of acts of profligacy I never committed; and I appear at this bar with every prejudice against me, and almost prejudged. To suit the purposes of the persons to whom I allude, I have been represented as a man of prodigal extravagance: prodigal indeed I must have been, had I expended those large sums which will hereafter be proved to have gone exclusively to support the credit of a tottering firm, the miseries of which were greatly accelerated by the drafts of two of its members to the amount of near 100,000_l._ I maintained but two establishments, one at Brighton, where my mother and sister resided in the season--the expenses of which to me, exclusive of my wine, were within 400_l._ per annum, and one at Lambeth, where my two children lived, from its very nature private and inexpensive, to which I resorted for retirement, after many a day passed in devising means to avert the embarrassments of the banking-house. The dwelling-house in Berners-street belonged solely to my mother, with the exception of a library and single bed-room. This was the extent of my expenditure, so far as domestic expenditure is concerned; I am next accused of being an habitual gambler, an accusation which, if true, might easily account for the diffusion of the property. I am, indeed, a member of two clubs, the Albion and the Stratford, but never in my life did I play in either, at cards or dice, or any game of chance; this is well known to the gentlemen of these clubs--and my private friends, with whom I more intimately associated, can equally assert my freedom from all habit or disposition to play. It has been as cruelly asserted, that I fraudulently invested money in the funds to answer the payment of annuities, amounting to 2,200_l._ settled upon females. I never did make any such investment; neither at home or abroad, in any funds whatever,