Only the charge of lack of commercial morality has any foundation in fact, and, with regard to this, here is the true explanation, given, not by a Japanese apologist, but by a Christian missionary: "The Japanese are often charged, and with good reason, with a lack of commercial morality. In days when the military virtues reigned supreme, the handling of trade was deemed an employment which no gentleman would take up; hence the commerce of the country is largely in the hands of men who do not represent her best traditions. Again, certain restrictions of mercy were always granted in the undertaking of a contract, whereas foreigners naturally regard a contract as binding unconditionally. But, in both respects, methods of trade are improving, and in the excellent commercial schools it is taught that 'Honesty is the best policy.' Among members of the humblest ranks of life the most striking instances of honesty will be met with; a jinrikisha man will run after you with the parcel you have forgotten, a shopkeeper will walk to your house to bring you a few cents he accidentally overcharged you." [324] As to their purely secular education and the severance of belief from conduct, Baron Suyematsu remarks that, "to the outsiders who have not grown up in an atmosphere of this kind, it may appear somewhat difficult to comprehend how boys and girls could be thoroughly imbued with moral sentiments without connecting them in some way with religion; but when these are taught with thoroughness, basing their systematic exposition on the duties of human beings towards one another and to the State, and on the noble tradition of their [the children's] own community and the characteristic virtues of their forefathers in which they ought to rejoice, and when appeals are made to the honour and pride which one should feel and value, and, above all, to the conscience of individuals, one's thoughts appear to become imbued with the lessons conveyed, and moral notions thus taught seem to become, per se, a kind of undefined, but nevertheless potent and serviceable, religion." [325] Again, Baron Suyematsu tells us elsewhere that "the educated classes consider that he who does what is good for good's sake, and not for a fear of anything exterior, is the most courageous man, and to be courageous is the most important feature of Bushido. The probability is that, were a Japanese gentleman a devout adherent of any particular form of religion, he would rather conceal it than make a display of it." [326]