They talked it over on their way back to the city. The contractor had already formed a plan for utilizing the property. He had in mind the organization of a construction company, which would pay him for building the hotel with its bonds, and give him a large bonus of stock besides. The architect was familiar with that method of finance. The hotel when finished would be rented to another company for operation, and by that time the contractor and his friends would have disposed of their stock and bonds. "You must let me in on this," Jackson said boldly, as they neared the city. "I'm getting sick of doing your dinky instalment-plan suburban villas and getting nothing out of it. I want to make some money, and this scheme looks pretty good." "There's no reason why you shouldn't make something, too," the contractor answered readily. "You might interest some of your rich friends in the company, and get a block of stock for yourself." Hart had a pressing need of ready money rather than such dubious promoter's profits. Rainbow and Harris had not pushed him to pay the balance against him on their books, but their leniency would not extend beyond the first of the month. Then, if he could not get the money in some other way, he should have to go to his mother, or take the little legacy that his uncle had left Helen. That very day he had had it in his mind to ask the contractor to let him have twelve thousand dollars on his note, which would get him out of his immediate difficulties. He could pay it with the first return from the school commission, on which he was reckoning. But when Graves described the hotel project, he resolved to wait a little longer, in the hope that somehow he might make more than enough to pay his debts. What he needed was some capital. It was to obtain this independent capital that he had ventured with the broker. Why had he not had the wit to see the chance that lay in that old ruin and use it on his own account? For the last five years many men that he knew had been making fortunes, while he was working hard for precarious wages. No matter what he might earn in his profession, he could never feel at ease, have enough for his ambitions. He saw that his fees from the practice of architecture would never satisfy him. He must have capital,--money that would breed money independently of his exertions. Latterly his mind had turned much about this one desire. "You'll want me to draw the plans for the hotel, I suppose?" he asked the contractor. "Yes, you might get up some sketches for a ten-story building right away--something to show the men I want to interest in the scheme," Graves answered promptly. "When you have 'em ready, come around and we'll see if we can't fix up some kind of deal." It was evident that the contractor had gone much farther in the hotel matter than he had told Hart. Probably he had already taken measures to get control of the abandoned property and had his corporation organized.