These and other attempted explanations of capitalists' profits are simply old wives' fables, Jonathan. Let us look for a minute at the first of these absurd attempts to explain away the fact that profit is only another name for unpaid-for labor. You know very well that abstinence never yet produced anything. If I have a dollar in my pocket and I say to myself, "I will not spend this dollar: I will abstain from using it," the dollar does not increase in any way. It remains just a dollar and no more. If I have a loaf of bread or a bottle of wine and say to myself, "I will not use this bread, or this wine, but will keep it in the cup-board," you know very well that I shall not get any increase as a result of my abstinence. I do not get anything more than I actually save. Now, I am perfectly willing that any man shall have all that he can save out of his own earnings. If no man had more there would be no need of talking about "legislation to limit fortunes," no need of protest against "swollen fortunes." But now suppose, friend Jonathan, that while I have the dollar, representing my "abstinence," in my pocket, a man who has not a dollar comes to me and says, "I really must have a dollar to get food for my wife and baby, or they will die. Lend me a dollar until next week and I will pay you back two dollars." If I lend him the dollar and next week take his two dollars, that is what is called the reward of my abstinence. But in truth it is something quite different. It is usury. Just because I happen to have something the other fellow has not got, and which he must have, he is compelled to pay me interest. If he also had a dollar in his pocket, I could get no interest from him. It would be just the same if I had not abstained from anything. If, for example, I had found the dollar which some other careful fellow had lost, I could still get interest upon it. Or if I had inherited money from my father, it might happen that, so far from being abstemious and thrifty, I had been most extravagant, while the fellow who came to borrow had been very thrifty and abstemious, but still unable to provide for his family. Yet I should make him pay me interest. As a matter of fact, my friend, the rich have not abstained from anything. They have not accumulated riches out of their savings, through abstaining from buying things. On the contrary, they have bought and enjoyed the costliest things. They have lived in fine houses, worn costly clothing, eaten the choicest food, sent their sons and daughters to the most expensive schools and colleges.