the same rate. Much of this paper brought rates but little better than interest, but on others from one to two per cent per month was obtained. The secrets of this trade are deep and little understood, and few even of the best dealers knew that when their notes had been given for invoices of merchandise, they passed almost directly into the hands of a few bill-buyers, and that perhaps in Stephen Whitney's portfolio might be found almost the whole amount of good paper made in Front or South streets. Mr. Kimball's recent work, _Undercurrents_, throws much light on this traffic, and exhibits the result of deep study of our mercantile system.[4] Mr. Whitney's management of his estate soon brought him up to an estimate of ten millions. I used not only to meet him daily at the mart, but also attended the same church, (Dr. Alexander's.) He was a regular attendant, and a close listener, and I used to marvel how he could bear the plain truths that fell upon my ears. Here in the pulpit, at least, was one who was no money-worshiper. How well we remember the exclamation from that earnest preacher: 'Wealth! in comparison with this thing, (religion,) let it not be mentioned!' Whitney was a great admirer of plain preaching, though, we believe, he never got into the communion of the Church. Both the preacher and his millionaire listener are now dead, and the church has been pulled down, and the site is now covered by a block of splendid stores. Mr. Whitney's charities were on a very limited scale. When the congregation above referred to were building a mission-house, he was applied to, to head the subscription, which he did with a trifling sum. The gift was refused, and a larger one was demanded, as in better keeping with his position. 'Sir,' was his reply, 'if you go on this way, there will not be a rich man left in the city of New-York.' It is also said that on a certain occasion, he was called on to aid a political movement with his subscription. 'Sir,' was his reply, 'I have no money to spare, but I'll come and sit up all night to fold ballots for you.' The Lorrillard estate was chiefly acquired through an immense tobacco business which the patriarch of that house started nearly a century ago, and which led to the purchase of large landed property. The original identity of the name continues, and 'short cut' and 'ladies' twist' are still sold under the sign and brand of the Lorrillards. We presume that it is the oldest house in America.