He is now immensely wealthy. It never would have occurred to him, perhaps, to attempt to increase his modest fortune of $500,000 by speculating on the Stock Exchange, had it not been for a fortunate meeting with a barber in Nassau Street. This barber, whose Christian name was Walter, was, indeed, a mine of suggestion and information of all sorts. And being a good-natured fellow, who wished the world well, Walter delighted to impart his original ideas and the fruits of his observation to his patrons while shaving them. Some of these received his remarks coldly, it is true, but Walter was so charged with a sense of friendliness towards all mankind that he was never daunted for long by a rebuff. His interests were wide and varied; Walter found no difficulty in talking pleasantly upon any subject; he could touch it lightly, or deal with it in a more serious vein, as the mood of his customer seemed to require; and he had the art of making deft and rapid transitions from topic to topic. But there were two things in particular concerning which Walter had thought deeply: racehorses and the stock market. It was the settled grief of Walter's life that he had never been able to persuade any person with money to take his advice concerning the races, or follow any of the dazzling stock market campaigns which he was forever outlining. "They listen to me," said Walter, a little wistfully, but with a brave smile, "or else they do not listen--but no one has ever yet taken my advice! Do you wet your hair when you part it, sir?" "What," said Cleggett, carefully concealing from Walter the fact that he spoke of himself, "would be your advice to a man with $100,000 who wished to double it in a few weeks?" "Double it!" cried Walter. "Why, I could show such a person how to multiply it by ten inside of two months." And he rapidly outlined to Cleggett a scheme so audacious and so brilliant that it fairly took our hero's breath away. Moreover, it stood the test of reflection; it was sound. Not to descend to the sordid details, in three weeks Cleggett found himself possessed of a million dollars' gain. Half of this he gave to the excellent Walter, and in three months ran the other half million up to twenty millions. Then he withdrew permanently from business, as Lady Agatha complained that it took too much of his time; moreover, he shrank from notoriety, which his stock market operations were beginning to bring upon him.