"You may be sure, Mr. Parr, that I should not be here unless I were prepared to be specific. And what I am going to say to you I have reserved for your ear alone, in the hope that you will take it to heart while it is not yet too late, and amend your life accordingly...." (The clergyman tells the banker of lives that have been ruined by his financial dishonesties.) "I am not talking about the imperfect code of human justice under which we live, Mr. Parr," he cried. "This is not a case in which a court of law may exonerate you, it is between you and your God. But I have taken the trouble to find out, from unquestioned sources, the truth about the Consolidated Tractions Company--I shall not go into the details at length--they are doubtless familiar to you. I know that the legal genius of Mr. Langmaid, one of my vestry, made possible the organization of the company, and thereby evaded the plain spirit of the law of the state. I know that one branch line was bought for two hundred and fifty thousand dollars, and capitalized for three millions, and that most of the others were scandalously over-capitalized. I know that while the coming transaction was still a secret, you and other gentlemen connected with the matter bought up large interests in other lines, which you proceeded to lease _to yourselves_ at guaranteed dividends which these lines do not earn. I know that the first large dividend was paid out of capital. And the stock which you sold to poor Garvin was so hopelessly watered that it never could have been anything but worthless. If, in spite of these facts, you do not deem yourself responsible for the misery which has been caused, if your conscience is now clear, it is my duty to tell you that there is a higher bar of justice." The intensity of the fire of the denunciation had, indeed, a momentary yet visible effect in the banker's expression. Whatever the emotions thus lashed to self-betrayal, anger, hatred,--fear, perhaps, Hodder could not detect a trace of penitence; and he was aware, on the part of the other, of a supreme, almost spasmodic effort for self-control. The constitutional reluctance of Eldon Parr to fight openly could not have been more clearly demonstrated. "Because you are a clergyman, Mr. Hodder," he began, "because you are the rector of St. John's, I have allowed you to say things to me which I would not have permitted from any other man. I have tried to take into account your point of view, which is naturally restricted, your pardonable ignorance of what business men, who wish to do their duty by Church and State, have to contend with. When you came to this parish you seemed to have a sensible, a proportional view of things; you were content to confine your activities to your own sphere, content not to meddle with politics and business, which you could, at first hand, know nothing about. The modern desire of clergymen to interfere in these matters has ruined the usefulness of many of them.