"These are the ones with whom this Gualtier comes in contact. He is apparently a very ordinary man, perhaps somewhat cunning, and no doubt anxious to make his way in the world. He is one of those men who can be honest as long as he is forced to be; but, who, the moment the pressure is taken off, can perpetrate crime for his own interests, without pity or remorse. I know the type well--cold-blooded, cunning, selfish, hypocritical, secretive, without much intellect, cowardly, but still, under certain circumstances, capable of great boldness. So Gualtier seems to me. "He was in constant connection with these girls for five or six years. During that time he must have learned all about them and their affairs. He certainly must have learned how completely they were isolated, and how rich they were. Yet I do not believe that he ever had any thought during all that time of venturing upon any plot against them. "It was Fate itself that threw into his hands an opportunity that could not be neglected, For mark you, what an unparalleled opportunity it was. One of these sisters--the elder, the manager of affairs, and guardian of the other--meets with an accident so extraordinary that it would be incredible, were it not told in her own handwriting. She finds herself in Naples, ill, friendless, but recently saved from death. She can not travel to join her sister, so she writers to her sister to come to her in Naples. But how can that young sister come? It is a long journey, and difficult for a friendless girl. She has no friends, so the elder Miss Lorton thinks very naturally of the faithful music-teacher, whom she has known for so long, and is now in London. She writes him, telling him the state of affairs, and no doubt offers him a significant sum of money to reward him giving up his practice for a time. The same say that her sister received her letter, he also receives his. "Can you not see what effect this startling situation would have on such a man? Here, in brief, he could see a chance for making his fortune, and getting possession of the wealth of these two. By making way with them, one after the other, it could easily be done. He had no pity in his nature, and no conscience in particular to trouble him. Nor were there any fears of future consequences to deter him. These friendless girls would never be missed. They could pass away from the scene, and no avenger could possibly rise up to demand an account of them at his hands. No doubt he was forming his plans from the day of the receipt of the letter all the way to Marseilles. "Now, in the plot which he formed and carried out, I see several successive steps.