My dear Bob,--If you only knew how difficult it is to obtain even five minutes of quiet leisure in this same capital, you 'd at once absolve me from all the accusations in your last letter. It is pleasure at a railroad pace, from morning till night, and from night till morning. Perhaps, after all, it is best there should be no time for reflection, since it would be like one waiting on the rails for an express train to run over him! I can give you no better nor speedier illustration of the kind of life we lead here, than by saying that even the governor has felt the fascination of the place, and goes the pace, signing checks and drawing bills without the slightest hesitation, or any apparent sense of a coming responsibility. He plays, too, and loses his money freely, and altogether comports himself as if he had a most liberal income, or--terrible alternative--not a sixpence in the world. I own to you, Bob, that this recklessness affrights me far more than all his former grumbling over our expensive and wasteful habits. He seems to have adopted it, too, with a certain method that gives it all the appearance of a plan, though I confess what possible advantage could redound from it is utterly beyond my power of calculation. Meanwhile our style of living is on a scale of splendor that might well suit the most ample fortune. Tiverton says that for a month or two this is absolutely necessary, and that in society, as in war, it is the first dash often decides a campaign. And really, even my own brief experience of the world shows that one's friends, as they are conventionally called, are far more interested in the skill of your cook than in the merits of your own character; and that he who has a good cellar may indulge himself in the luxury of a very bad conscience. You, of course, suspect that I am now speaking of a class of people dubious both in fortune and position, and who have really no right to scrutinize too closely the characters of those with whom they associate. Quite the reverse, Bob, I am actually alluding to our very best and most correct English, and who would not for worlds do at home any one of the hundred transgressions they commit abroad. For instance, we have, in this goodly capital of debt and divorce celebrity, a certain house of almost princely splendor; the furniture, plate, pictures, all perfection; the cook, an artist that once pampered royal palates; in a word, everything, from the cellar to the conservatory, a miracle of correct taste. The owner of all this magnificence is--what think you?--a successful swindler!--the hero of a hundred bubble speculations,--the spoliator of some thousands of shareholders,--a fellow whose infractions have been more than once stigmatized by public prosecution, and whose rascalities are of European fame! You 'd say that with all these detracting influences he was a man of consummate social tact, refined manners, and at least possessing the outward signs of good breeding. Wrong again, Bob.