The _Banians_ being, without doubt, the first in fortune, as well as in rank, claim priority of description. These are, invariably, Hindus, possessing in general very large property, with most extensive credit, and influence. So much is this the case, that Calcutta was, some twenty years ago, absolutely under the control of about twenty or thirty _banians_, who managed every concern, in which they could find means to make a profit. It is inconceivable what property was in their hands; they were the ostensible agents in every line of business, placing their dependants in the several departments over which themselves had obtained dominion. Was a contract to be made with government, by any gentleman not in the Company’s service; these became the securities, under the condition of receiving a centage, and of appointing their friends to such duties as might control the principal, and save themselves from loss. When a person in the service of the Company, was desirous of deriving benefit from some contract, in the disposal of which he had a vote, and which, consequently, he could not obtain in his own name; then, the _banian_ became the principal, and the donor either received a share, or derived advantage from loans, &c. answering his purpose equally well. The same person frequently was _banian_ to several European gentlemen; all of whose concerns were, of course, accurately known to him, and thus became the subject of conversation at those meetings the _banians_ of Calcutta invariably held, and do yet hold, after the active business of the day has been adjusted. It cannot, however, be denied, that many speculations have been carried on by the aid of _banians_, which, but for the strength of their resources, could never have been attempted. We owe our present extended trade in the fabrics of Dacca, &c. in the sugar of the western and northern districts, in indigo throughout the country, and numerous other branches of commerce, to the support given by this class to such gentlemen as appeared to them likely to succeed. It has ever been a maxim among them, never to back an unfortunate man; their opinion being, that misfortunes in trade ordinarily arise from want of management: if their own prosperity may be adduced in support of that sentiment, it will be found strongly to exhibit their policy of combining with those who have not, on any occasion, embarked on a rotten bottom.