Apparently a satisfactory standard--one which affords a room meeting reasonable requirements, nourishing food, respectable clothing, medical attendance, and incidentals of simple type, requires a wage of not less than $9. I regret that the shortness of space prevents a glance at the contributions of the working girl to church, charity and the support of others, or her expenditures for self-education and recreation. Suffice it to say that the amount which goes for charity, for necessary incidentals and for education bears a creditable relation to that expended for recreation. The savings bank insurance study is most significant in its confirmation of the inadequacy of a three to five-dollar or even a six to eight-dollar wage. Even though the girls whose records were thus secured came largely from the group living at home, it was only in the nine to twelve-dollar wage group that real savings became possible. One scarcely dares accept the conclusion suggested by these facts, that the minimum wage should be not less than $9, there are so many modifying circumstances. Nor dares one assert that certain sums represent the “cost of living”, it is so hard to determine a standard of living. How can we fix the minimum or average of rent? How can we place a limit on expenditure for food and clothing? How can we tell how much of inefficiency is due to inadequacy of food, clothing and shelter, how much to lack of training, how much to youth? All results thus far obtained are only indicative; intensive scientific investigation and cautious interpretation are needed to establish conclusions that shall command general assent. FOOTNOTES: [37] See report on “The Economic Efficiency of College Women,” by the writer of this paper, published in the _Magazine of the Association of Collegiate Alumnae_, February, 1910. [38] Miss Davida C. French was director of the savings bank insurance committee of the Women’s Educational and Industrial Union, 1909-1910, under which this study was made. [39] The results of the investigation will be published this year. Information with regard to this publication may be secured from the Women’s Educational and Industrial Union, 264 Boylston St., Boston, Mass. A NEW SOCIAL ADJUSTMENT[40] MARY KINGSBURY SIMKHOVITCH Greenwich House, New York City The entrance of women into industry means that they are going out from the home. Closely related to the new economic status of women is a new social adjustment to a larger world. I shall not attempt in this paper to go beyond the consideration of what is happening before our eyes in New York.