When indoor work becomes irksome go out of doors, try a walk. Nothing will dissipate tired-out nerves quicker than a brisk walk. Every housewife should walk in the open air every day of her life. It is an absolute necessity if she hopes to retain her health and spirits. She will be in better shape and in a better mood to carry out her part of the daily programme. Take a vacation now and then. Go to the seashore or into the mountains. When a housewife is run down and irritable; when the disposition comes to indulge in a lonely cry; when she wishes she had never been born; when the cook stove and the children are hysterical irritants; it is time for a day off. The husband should find time to take his wife into the country for a week end, even a day at the seashore will work like magic. Resting and recreation are necessary. If we do not recognize this fact, and adopt the habit as a preventative, we will be compelled to take it in an effort to cure a malady that has established itself as a consequence of the neglect. It, therefore, is a time and money saver, and it saves friction, and home, and maybe life. LIFE INSURANCE.--Every young wife should insist upon her husband carrying life insurance upon his own life. She should make this a part of the prenuptial agreement. We would go further and state that a man who will not willingly agree to this is not a safe man to marry. The kind of insurance is immaterial, so long as it guarantees to the wife an adequate sum of money in the event of his premature death. The wife should regard the payment of the premiums as one of the necessities, and should personally know that they are promptly paid. OWNING A HOME.--It should be the hope of every married couple to own their own home. It has been the regret of many, when in later years they have figured up the money which they have spent in rent, that they did not think of this plan earlier. Nowadays, it is possible to pay a very small sum down, and certain monthly payments, which apply on the purchase of a house. By beginning this way, when the family expenses are small, it is comparatively easy, and without any deprivations, to own the home outright in a few years. Many couples foolishly buy gaudy and unnecessary furniture, and live in more expensive homes than their means justify, in order to create an impression, when first married, which they later regret. If part of the money, which the young husband has undoubtedly saved,--or he should not marry,--was paid down on the purchase of a house it would be paid for before the extra expense which necessarily comes with children had to be met. The plan works to the advantage of the couple both ways, because, if no rent has to be paid out after a few years, the extra expense of children would not then be a hardship.