It was natural for the pioneer to desire a religion in terms of a message of personal salvation. Personality in his lonely life was the noblest, indeed the only form of humanity known to him, therefore the herald was his minister and emotion was his religion. It is very natural for the land farmer to organize religion in terms of group life. His churches were only handmaids of his household. They had but the beginnings of social organization. They taught the ethics of home life, of the separate farm and of a land-owning people. Obviously the church for the pioneer and for the land farmer could be a very weak and indifferent organization, but efficient for the religious needs of those independent, self-reliant types of countrymen. For these reasons in all parts of the country the pitiful story is heard of divided communities. One need not recite it here. It usually is the account of three hundred or four hundred people with five or six country churches. At its worst there is a small community in which missionary agencies are supporting ministers who do not average one hundred possible families apiece in the community. The condition of Center Hall, Pennsylvania, has been described in another chapter, in which there are within a radius of four miles from a given point twenty-four country churches. This community represents a condition of transition from the land-farmer type to that of exploitation. Some of these churches are the old churches of the land-owning resident farmers, but the most of them are said to be the newer churches of tenants who have come into the community. Our present concern is to recognize the relation of the divided churches to the divided social life of the community. The criticism of the country community must be made on an understanding of the stage of development to which that community has attained. Whatever is planned for the upbuilding of the country community must be planned in harmony with the well-known facts of rural development. Business life introduces into the community a new standard of values. Cash and credit take the place of barter. The exchange in kind on which originally the community depended comes to an end. Business life very shortly induces combination. The whole of modern business presents a spectacle of universal combination and co-operation. The farmer who is most conservative is surrounded on all sides by the aggressive forces of business. Combined in their own interest they compete with him on unequal terms. He stands alone and they stand combined.