The investigations of the Country Life Commission brought general testimony to the high standards of personal life which prevail in the country. In such a representative state as Pennsylvania the standard of conduct between the sexes was found to be good. The testimony of physicians, among the best of rural observers, was nearly unanimous, in Pennsylvania, to the good moral conditions prevailing in the intercourse of men and women in the country. This indicates that the farmer economy had superseded the economy of the pioneer. The moral problem of the pioneer period consisted of a struggle for honesty in business contracts, and purity in the relation of men and women. The story of every church in New England and Pennsylvania, until about 1835 at which Professor Ross dates the beginning of the farmer period, shows the bitter struggle between the standard accepted by the church and that of the individuals who failed to conform. The standard was inherited from the older communities of Europe. The conduct of individuals grew out of the pioneer economy in which they were living. Church records in New England and New York State are red with the story of broken contracts, debt and adultery. The writer has carefully studied the records of Oblong Meeting of the Society of Friends in Duchess County, New York, and from a close knowledge of the community through almost twenty years of residence in it, it is his belief that there were more cases of adultery considered by Oblong Meeting in every average year of the eighteenth century than were known to the whole community in any ten years at the close of the nineteenth century. The farmer economy in which the group life of the household prevailed over the individual life had by the nineteenth century superseded the pioneer period, in which individual action and independent personal initiative were the prevailing mode. The coming of the exploiter into the farm community brings a new set of ethical obligations concerning property and contracts. The farmer has perfected the individual standards of the pioneer but he is not yet endowed with social standards. He knows that it is right to give full measure when he sells a commodity, but he does not yet see the evil of breaches of contract. Farmers of high standing in their communities for their personal character, who are truthful and "honest" in such contractual relations as come down from their fathers, have been known to use the school system of the town for their own private profit, or that of members of their families, and to ignore financial obligations which belong to the new period, in which money values have taken the place of barter values.