Those that are frugal by principle, are so in every thing; but in Holland the people are only sparing in such things as are daily wanted, and soon consumed; in what is lasting they are quite otherwise: in pictures and marble they are profuse; in their buildings and gardens they are extravagant to folly. In other countries, you may meet with stately courts and palaces of great extent, that belong to princes, which nobody can expect in a commonwealth, where so much equality is observed as there is in this; but in all Europe you shall find no private buildings so sumptuously magnificent, as a great many of the merchants and other gentlemen's houses are in Amsterdam, and some other great cities of that small province; and the generality of those that build there, lay out a greater proportion of their estates on houses they dwell in, than any people upon the earth. The nation I speak of was never in greater straits, nor their affairs in a more dismal posture since they were a republic, than in the year 1671, and the beginning of 1672. What we know of their economy and constitution with any certainty, has been chiefly owing to Sir William Temple, whose observations upon their manners and government, it is evident from several passages in his memoirs, were made about that time. The Dutch, indeed, were then very frugal; but since those days, and that their calamities have not been so pressing (though the common people, on whom the principal burden of all excises and impositions lies, are perhaps much as they were), a great alteration has been made among the better sort of people in their equipages, entertainments, and whole manner of living. Those who would have it, that the frugality of that nation flows not so much from necessity, as a general aversion to vice and luxury, will put us in mind of their public administration, and smallness of salaries, their prudence in bargaining for, and buying stores and other necessaries, the great care they take not to be imposed upon by those that serve them, and their severity against them that break their contracts. But what they would ascribe to the virtue and honesty of ministers, is wholly due to their strict regulations, concerning the management of the public treasure, from which their admirable form of government will not suffer them to depart; and indeed one good man may take another's word, if they so agree, but a whole nation ought never to trust to any honesty, but what is built upon necessity; for unhappy is the people, and their constitution will be ever precarious, whose welfare must depend upon the virtues and consciences of ministers and politicians. The Dutch generally endeavour to promote as much frugality among their subjects as it is possible, not because it is a virtue, but because it is, generally speaking, their interest, as I have shown before; for, as this latter changes, so they alter their maxims, as will be plain in the following instance.