He had to deliver a hundred dollars at the office in the morning, somehow, for he dared not take the risk of the client’s meeting the debtor. There was a balance of seventeen dollars in his bank, and he could pawn his watch for twenty-five, as he knew well enough, by experience. That would leave fifty-eight dollars to be paid, and there was only one way to get it. His wife would have to let him pawn her ring. She’d _have_ to! Without any difficulty he could guess what she would say and do when he told her of his necessity: and he knew that never in her life would she forego the advantage over him she would gain from it. He knew, too, what stipulations she would make, and he had to face the fact that he was in no position to reject them. The one-hundred-dollar bill had cost him the last vestiges of mastery in his own house; and Charlie Loomis had really won not only the bill and the luck, but the privilege of taking Collinson’s wife to vaudevilles. But it all came back to the same conclusion: the one-hundred-dollar bill had done it to him. “What kind of a thing _is_ this life?” Collinson mumbled to himself, finding matters wholly perplexing in a world made into tragedy at the caprice of a little oblong slip of paper. Then, as he went on his way to wake his wife and face her with the soothing proposal to pawn her ring early the next morning, something happened to Collinson. Of itself the thing that happened was nothing, but he was aware of his folly as if it stood upon a mountain top against the sun—and so he gathered knowledge of himself and a little of the wisdom that is called better than happiness. His way was now the same as upon the latter stretch of his walk home from the office that evening. The smoke fog had cleared, and the air was clean with a night wind that moved briskly from the west; in all the long street there was only one window lighted, but it was sharply outlined now, and fell as a bright rhomboid upon the pavement before Collinson. When he came to it he paused at the hint of an inward impulse he did not think to trace; and, frowning, he perceived that this was the same shop window that had detained him on his homeward way, when he had thought of buying a toy for the baby. The toy was still there in the bright window; the gay little acrobatic monkey that would climb up or down a red string as the string slacked or straightened; but Collinson’s eye fixed itself upon the card marked with the price: “35 cents.” He stared and stared. “Thirty-five cents!” he said to himself. “Thirty-five cents!” Then suddenly he burst into loud and prolonged laughter. The sound was startling in the quiet night, and roused the interest of a meditative policeman who stood in the darkened doorway of the next shop. He stepped out, not unfriendly. “What _you_ havin’ such a good time over, this hour o’ the night?” he inquired. “What’s all the joke?”