It pays the farmer to take his help into a kind of partnership, not always in his farm, but always in his consideration. That is why my farm-house was filled with papers and magazines of interest to the men; that is why I spent many an evening with them talking over our industries; that is why I purchased an organ for them when I found that Mrs. French, the dairymaid, could play on it; that is why I talked economy to them and urged them to place some part of each month's wage in the Exeter Savings Bank; and that is why, early in 1898, I formulated a plan for investing their wages at a more profitable rate of interest. I asked each one to give me a statement of his or her savings up to date. They were quite willing to do this, and I found that the aggregate for the eight men and three women was $2530. Anderson, who saved most of his wages, had an account in a city savings bank, and did not join us in our syndicate, though he approved of it. The money was made up of sums varying from $90, Lena's savings, to $460 owned by Judson, the buggy man. My proposition was this: Pool the funds, buy Chicago, Rock Island, and Pacific stock, and hold it for one or two years. The interest would be twice as much as they were getting from the bank, while the prospect of a decided advance was good. I said to them:-- "I have owned Chicago, Rock Island, and Pacific stock for more than three years. I commenced to buy at fifty-seven, and I am still buying, when I can get hold of a little money that doesn't have to go into this blessed farm. It is now eighty-one, and it will go higher. I am so sure of this that I will agree to take the stock from each or all of you at the price you pay for it at any time during the next two years. There is no risk in this proposition to you, and there may be a very handsome return." They were pleased with the plan, and we formed a pool to buy thirty shares of stock. Thompson and I were trustees, and the certificate stood in our names; but each contributor received a pro-rata interest; Lena, one thirtieth; Judson, five-thirtieths; and the others between these extremes. The stock was bought at eighty-two. I may as well explain now how it came out, for I am not proud of my acumen at the finish. A little more than a year later the stock reached 122, and I advised the syndicate to sell. They were all pleased at the time with the handsome profit they had made, but I suspect they have often figured what they might have made "if the boss hadn't been such a chump," for we have seen the stock go above two hundred.