"That's what I call smart play," said he. "Now, if I was a betting man, I'd wager a sixpence you couldn't do it again." "Yes, I can, but I won't bet," said Stephen. He did do it again, and Mr Cripps said it was a good job for him the young swell didn't bet, or he would have lost his sixpence. Stephen was triumphant. How long he would have gone on showing off his prowess to the admiring landlord of the Cockchafer, and how far he might have advanced in the art of public-house bagatelle, I cannot say, but the sudden striking of a clock and the entry of visitors into the room reminded him where he was. "I must go back now," he said, hurriedly. "Must you? Well, come again soon. I've a great fancy to learn that there stoke. I'm a born fool at bagatelle. What do you say to another ginger-beer before you go?" Stephen said "Thank you," and then taking the newspaper in his hand bade Cripps good-bye. "Good-bye, my fine young fellow. You're one of the right sort, you are. No stuck-up nonsense about you. That's why I fancy you. Bye-bye. My love to Mr Loman." Stephen hurried back to Saint Dominic's as fast as his legs would carry him. He was not quite comfortable about his evening's proceedings, although he was not aware of having done anything wicked. Loman, a monitor, had given him leave to go down to Maltby, so that was hardly a crime; and as to the Cockchafer--well, he had only been in the private part of the house, and not the public bar, and surely there had been no harm in drinking ginger-beer and playing bagatelle, especially when he had distinctly refused to bet on the latter. But, explain it as he would, Stephen felt uncomfortable enough to determine him to say as little as possible about his expedition. He found Loman impatiently awaiting him. "Wherever have you been to all this time?" he demanded. "The papers were all sold out," said Stephen. "I tried seven places." Loman had eagerly caught up and opened the paper while Stephen nervously made this explanation, and he took no further heed of his fag, who presently, seeing he was no longer wanted, and relieved to get out of reach of questions, prudently retired. A glance sufficed to confirm the bad news about the Derby. Sir Patrick had won, and it was a fact therefore that Loman owed Cripps and his friend between them thirty pounds, without the least possibility of paying them. One thing was certain. He must see Cripps on Saturday, and trust to his luck (though that of late had not been very trustworthy) to pull him through, somehow. Alas! what a spirit this, in which to meet difficulties! Loman had yet to learn that it is one thing to regret, and another thing to repent; that it is one thing to call one's self a fool, and another thing, quite, to cease to be one. But, as he said to himself, he must go through with it now, and the first step took him deeper than ever into the mire.