That Tom was from some unexplained and unaccountable reason false to her appeared to be beyond all question. Her trusting and innocent heart could not dream of the subtle network which was being wound round her. Her secluded life had left her very ignorant of the ways of the world, and the possibility of an elaborate deceit being practised upon her had never occurred to her. From the day that she heard the extract of the letter read by her guardian she never doubted but that such letters were received at the office by the man who professed to love her. How could she hesitate to believe it when it was confirmed by his avoidance of Eccleston Square and of herself? The cause of it all was a mystery which no amount of speculation could clear up. Sometimes the poor girl would blame herself, as is the way of women in such cases. "I have not seen enough of the world," she would say to herself. "I have none of the charms of these women whom I read of in the novels. No doubt I seemed dull and insipid in his eyes. And yet--and yet--" There always remained at the end of her cogitations the same vague sense of bewilderment and mystery. She endeavoured as far as possible to avoid Ezra Girdlestone, and stay in her room for the most part on the days when he was at home. He had, however, on the advice of his father, ceased pressing his suit except in the silent manner aforementioned, so that she gradually took courage, and ended by resuming her old habits. In her heart she pitied the young merchant very sincerely, for he was looking haggard and pale. "Poor fellow," she thought as she watched him, "he certainly loves me. Ah, Tom, Tom! had you only been as constant, how happy we should be!" She was even prompted sometimes to cheer Ezra up by some kind word or look. This he naturally took to be an encouragement to renew his advances. Perhaps he was not far wrong, for if love be wanting pity is occasionally an excellent substitute. One morning after breakfast the elder Girdlestone called his son aside into the library. "I've had a notice," he said, "as to paying up dividends. Our time is short, Ezra. You must bring matters to a head. If you don't it will be too late." "You mustn't pick fruit before it is ripe," the other answered moodily. "You can try if it is ripe, though. If not, you can try again. I think that your chance is a good one. She is alone in the breakfast-room, and the table has been cleared. You cannot have a better opening. Go, my son, and may Heaven prosper you!" "Very well. Do you wait in here, and I shall let you know how things go." The young man buttoned up his coat, pulled down his cuffs, and walked back into the breakfast-room with a sullen look of resolution upon his dark face.