They were just then passing through a district that was well kept, and apparently quiet. "We are now in a part of the town, where a large number of the better class of our people reside," she said, "and I am going to point out the homes of some of them." "There is where Mr. Judson, paying teller at the Dime Savings Bank, lives." She pointed to a handsome bungalow, setting well back from the street, and surrounded by many young trees, with a well kept lawn upon three sides. "Now over there is where Paul Widner, contractor and builder, has his home." Following the direction of her finger, he was moved by the sumptuous and imposing structure that met his gaze. "That is the finest residence owned and occupied by one of our kind in the city," she said, with evident pride. "Still, though, here is Dr. Jackson's, which is almost as fine," and she pointed to another that was a credit. "He is the financial secretary of one of the church denominations of the south. "See that long house over there?" she pointed to another. "That is Dr. Wayland's. He runs the drugstore." "A preacher?" "No; a pharmacist." They were now in the wood, a deep forest with great trees all about, that darkened the inside of the car. The picked over and slim pines, mingled with large water oaks, rose gloomily against the heavy clouds that now rumbled ominously overhead. Before long, large drops of water began an intermittent patter on the car roof, while the windows were spat upon occasionally. And then, of a sudden, the very heavens seem to open, and the rain fell in torrents. Through it the heavy car pushed resolutely forward. The line was one recently completed, and facilitated travel between the city and the suburb wonderfully. Built of steel, the cars were long and heavy, with doors that opened near the center, allowing the colored passengers to enter on one side of the conductor, who operated the doors, from a convenient position near the furtherest side of the opening. "We will surely get soaked today," grumbled Miss Palmer, but not lightly, for she trembled on observing the terrific downpour. "How much further is it to this place we are going?" he inquired. To him, it seemed they had been riding an hour. "You do not mean to tell me, that all that stretch of forest and open country before we got to the forest, is a part of Effingham?" "We will soon be there now," she evaded, and then added: "Effingham includes everything that electric cars operating in and out of the city reaches," and laughed. He believed her. At last, the big car came to a stop. They alighted in the downpour, and rushed to shelter beneath the porch of a small grocery store, conducted by a kind-faced little colored woman. "Oh, how-do, Mrs. Brown," cried Miss Palmer, when the latter, upon seeing them, opened the door and bade them enter. "I'm certainly glad to see you," whereupon they kissed, and Miss Palmer cheered the dark atmosphere with many cute words.