It is said, on good authority, that the West India slaves
of a past generation could be trusted to carry bags of gold from one
part of the Spanish Main to another, and that they were constantly so
trusted with entire impunity. They would kidnap, and on occasion stab or
cut a throat; but if they were trusted, they would not break their
faith. The honesty of the Turkish porters is so well known that it has
become almost proverbial. Does not the honesty of these pirates and
pagans put to shame the Christians who with the professions and the
faces of Pharisees "devour widows' houses"?
--For as to the business of life insurance, savings banks, and trust
companies, it is somewhat more, or surely somewhat other, than mere
business. And so those who practise it and profit by it profess that it
is. A life insurance company is a grand combination
philanthropico-financial corporation whose motto is, "Cast thy bread
upon the waters, and after many days thou shalt receive it again." But
the truth of the matter turns out to be that if you cast your bread upon
the waters, the chances are that you will see it devoured before your
eyes by financial sharks. One case in point has come directly to our
knowledge. A gentleman, a Government officer, who has a moderate salary,
with little or no hope of acquiring property, insured his life twenty
years or more ago in what was thought a good company. His premium was
always promptly paid even in the flush times of the war and afterward,
when the fixed salaries of public officers lost more than half their
purchasing power. Within the last few months he has suddenly found that
his policy is not worth the paper on which it is magnificently printed.
But worse than this: within the last few years, as age has crept upon
him, there has come with it a disease which is incurable although he may
live for some time longer. Now, however, he cannot get his life insured
at all; no company will take his life; (it is a rueful jest to say that
the company in question _did_ take his life); and he has the prospect
before him of a widow left entirely without provision, although for
nearly a quarter of a century he and she stinted themselves to provide
against such a contingency. Meantime the officers of the company lived
luxuriously, and used the money in their hands for speculation, and in
living which if not riotous, was at least shameless and dishonest. And
they were all men of reputation, were selected for their positions
because it was thought that men of their position and habits of life and
outward bearing were incorruptible. Have they not devoured that
prospective widow's house? If He who condemned the hypocritical
Pharisees of old were on the earth now, would he not pronounce Woe upon
them? And much would they care about His condemnation if they could get
their commissions, and their pickings and stealings, and live in
splendid houses, and be known as the managers of an institution that
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