It was while he was mooning along in this mood, working, dreaming, wishing, that there came, one day to her mother's house at Riverwood, Carlotta Wilson--Mrs. Norman Wilson, in the world in which she moved--a tall brunette of thirty-two, handsome after the English fashion, shapely, graceful, with a knowledge of the world which was not only compounded of natural intelligence and a sense of humor, but experiences fortunate and unfortunate which had shown her both the showy and the seamy sides of life. To begin with she was the wife of a gambler--a professional gambler--of that peculiar order which essays the role of a gentleman, looks the part, and fleeces unmercifully the unwary partakers of their companionship. Carlotta Hibberdell, living with her mother at that time in Springfield, Massachusetts, had met him at a local series of races, which she was attending with her father and mother, where Wilson happened to be accidentally upon another mission. Her father, a real estate dealer, and fairly successful at one time, was very much interested in racing horses, and owned several of worthy records though of no great fame. Norman Wilson had posed as a real estate speculator himself, and had handled several fairly successful deals in land, but his principal skill and reliance was in gambling. He was familiar with all the gambling opportunities of the city, knew a large circle of those who liked to gamble, men and women in New York and elsewhere, and his luck or skill at times was phenomenal. At other times it was very bad. There were periods when he could afford to live in the most expensive apartment houses, dine at the best restaurants, visit the most expensive country pleasure resorts and otherwise disport himself in the companionship of friends. At other times, because of bad luck, he could not afford any of these things and though he held to his estate grimly had to borrow money to do it. He was somewhat of a fatalist in his interpretation of affairs and would hang on with the faith that his luck would turn. It did turn invariably, of course, for when difficulties began to swarm thick and fast he would think vigorously and would usually evolve some idea which served to help him out. His plan was always to spin a web like a spider and await the blundering flight of some unwary fly.