I have already commented on Mr. Bamberger's defence of the private insurance companies. I am, however, convinced that we are not called upon to espouse their cause of all others when we are confronted by tremendous economic needs. He has also referred to the "four weeks" which have to elapse before the insurance takes effect. This was done in the hope that the unions and societies would wish to do something themselves. We are always told that the laborers deem insurance to be contrary to their honor, unless they contribute something toward it. For this reason we have left the first four weeks uninsured. I am not certain on this point, but if another solution seems better, I believe that the law should cover also this hiatus. There is no fundamental objection to this. One single fact will throw much light on the considerable burdens of which the county communities will be relieved when the care of their poor will pass, according to this bill, to the community of the State. I have been unable to ascertain the number of persons to whom assistance is given in the empire or in the kingdom of Prussia, and even less to discover the amount of money spent for this purpose. In the country, and elsewhere, private charity and public help are so intermingled that it is impossible to separate them, or to keep accurate accounts. The one hundred and seventy cities, however, which have more than ten thousand inhabitants expend on the average four marks per capita for the care of their poor. This item varies between 0.63 mark and 12.84 marks--a great variation as you see. The most remarkable results are found where the majority of laborers are banded together in unions or similar associations. It would be natural to think that places like Oberneunkirchen and Duttweiler with large factory populations would have a very large budget for the poor; and that Berlin, which is only in part an industrial centre, would be an average locality, for our purposes, if its finances were well managed. As a matter of fact it pays far more than the average for the care of its poor without doing this exceptionally well. Anyone who is interested in private charities, and cares to visit the poor of Berlin, will be convinced of their pitiful condition.