The harbor of Tiburon, in the northern part of San Francisco Bay, is sheltered on the west by the promontory of Belvedere, where pretty cottages climb the wooded slopes, and on the south by Angel Island, with its army barracks, hospital and prison. Here was huddled a little fleet of house-boats or "arks," the farthest outshore of which belonged to Sully Maxwell. It was a queer collection of architectural amphibia, these nautical houses floating in the bay. They were of all sizes, some seemingly too small to stretch one’s legs in without kicking down a wall, others more ambitious in size, with double decks and roof-gardens. There were all grades and quality as well; some even had electric lights and telephone wires laid to the shore. Here, free from rent, taxes or insurance, the little summer colony dwelt, and the rowboats of butcher, baker and grocer plied from one to another. It was late in the season now, however, and only a few were occupied. A little later, when the rains had set in, they would all be towed into their winter quarters to hibernate till spring. Cayley conducted Fancy Gray down to the end of a wharf where the skiff was moored, in the care of a boatman, and after loading the provisions and supplies he had purchased at the little French restaurant by the station, he rowed her out to the _Edyth_. The bay was cloudless and without fog. The September sun poured over the water and sparkled from every tiny wave-top, the breeze was a gentle, easterly zephyr. Cayley seemed younger in the open air, and all that was best in him came to the surface. He was almost enthusiastic. Fancy was in high feather. As she sat in the stern of the skiff and trailed her hand in the salt water, he watched her with almost as much pride as had Gay P. Summer. She climbed rapturously aboard, unlocked the front room and filled it with her gleeful exclamations of delight. Then she popped into the tiny kitchen and gazed curiously at the neat, shining collection of cooking-utensils and the gasoline stove. She danced out again, to circle round the narrow railed deck. Finally she pulled a steamer chair to the front porch and flopped into it. "I’m never going to leave this place," she cried. "It’s just like having a deserted island all to yourself. I feel like a new-laid bride. Let’s hoist a white flag."