_Laundry_—Force payment higher rebates. _Laura_—Handle rebate matters very carefully. _Laurus_—Pay rebates. _Lava_—Pay rebates from cash on hand. _Lavello_—Rebate must be confidential. _Lavishment_—Working for rebate on. _Kinsley_—Shade rates a little rather than lose business. _Apples_—What allowance is necessary to secure business. _Joculariss_—Divide rate. _Jewelry_—Rates being secretly cut by all lines. _Judiciary_—Keep your rates below all others. _Junior_—Rates must be made which will secure the business. _Junk_—If necessary to secure the shipment you can make the rate to. _Juvenal_—Maintain rates unless others cut. _Kadmaster_—Manipulate rates so as to. _Kalatna_—Meet any rate offered. _Footpath_—Interstate Commerce Commission. _Footprint_—Avoid service of summons from I. C. C. _Footrot_—Meeting of the I. C. C. at —— on —— to consider question of ——. _Imprint_—Martin A. Knapp of New York, Chairman. _Imprinted_—Judson C. Clements of Georgia. _Imprinting_—James D. Yeomans of Iowa. _Imprison_—Charles A. Prouty of Vermont. _Improbitas_—Joseph W. Fifer of Illinois. _Improbity_—Edward A. Mosely, Secretary. _Armour_—Arrange this with the utmost secrecy. It is evident that the Armour Car-Lines make a business of arranging secret rebates, evading the law and eluding the Interstate Commission. There are some 300 private car-lines in the country owning and operating about 130,000 private cars. But the law of concentration is acting on the private cars as well as on the railways, and the private cars are rapidly consolidating in few hands. Speaking of this movement in the refrigerator business, the Interstate Commission says in its Report for 1904, p. 14: “Some years ago there were a number of these private-car companies which provided refrigerator cars for the transportation of fruit under refrigeration. Some of these were the Fruit Growers’ Express, the Kansas City Fruit Express, the Continental Fruit Express, and the Armour Refrigerator lines. These companies were all independent of one another originally, and their cars were used in competition with each other.... At the present day all the above car companies have been absorbed by the Armour Car-Lines Company, which has to-day, in our opinion, a practical monopoly of the movement of fruit in large quantities in most sections of the country. There is the American Transit Refrigerator Company, which operates over the Gould lines, and the Santa Fe Fruit Express, which operates over the Santa Fe System, and there are numerous refrigerator lines, having a small number of cars and engaged in a particular service, but we know of no company other than the Armour Car-Lines which could move the peach crop of Georgia or the fruits of Michigan. And this company, having acquired sufficient strength to do so, has adopted the rule that it will not allow its cars to go on the line of any railroad for the purpose of moving fruit from