"A joy generally followed by sorrow is that which we feel in borrowing money. We feel happy in having obtained what we wished, but as soon as our creditors come for their money, our joy is converted into grief; and that is the greatest when the money is spent, and we have not wherewith to satisfy our creditors: then arise quarrels and ill will, and yet no sooner are these settled than we again have recourse to the old habit of lending and borrowing. "Laughing and joking at our companions is also a bad custom, for it generally begets quarrels, and is thus the cause of grief. "Should medicine be mixed with poison, we would naturally separate the poisonous parts before we swallowed it, and we would also clean rusty metal in time before it becomes rusty and corroded. In the same manner we should distinguish between the good and bad actions of man, rewarding knowledge and opposing evil: and be it recollected, that a woman, however low her birth, if her manners are amiable and her person good, may without impropriety be made the wife of a great man. "Riches only tend to torment the mind of man, and sometimes even to death; they are therefore, with justice, disregarded and despised by the wise. They are collected with pain and troubles in afterwards administering them; for if we neglect to watch them properly, thieves will come and steal them, and the loss occasions as much grief as the point of death. "Therefore is it advisable to give part of our property to the poor and indigent, who will thence naturally become under obligations to us, and not only assist in guarding our property against all accidents, but pray that our property may increase, being themselves interested in our success, and our names will be blessed by our children and grandchildren. "As dykes cannot long resist the force of water, unless the water is allowed a free current and a place to pass through, so riches cannot long be enjoyed, unless employed for charitable purposes; but, on the contrary, they will turn to the injury of the possessor, both here and hereafter, who will be exposed to the wrath of all the nine deities. "_Batára gúru_ is cool, still colder is the moon; but the coolness of neither is to be compared to that which is instilled by the voice of a holy man. Fire is hot, still hotter is the sun; but neither is to be compared to the heat of a man's heart. "Like those flies and birds, which fly in the air to procure food, and still continue to feed on filth and dirt, is the man of bad character; for although he may have the means of procuring an honest subsistence, still will he continue to take what he should not, by unlawful means, to the prejudice of others. But a good man wishes the success of another, and is happy when his brother prospers.