Peter could not stand that look. “I’ve been thinking of sending a thousand dollars of the fund, that I didn’t think there was much chance of using, to a Fresh Air fund and the Day Nursery. If you wish I’ll send two thousand instead and then take your thousand? Then I can use that for whatever I have a chance.” “That will do nicely. But I thought you didn’t think regular charities did much good?” “Some don’t. But it’s different with children. They don’t feel the stigma and are not humiliated or made indolent by help. We can’t do too much to help them. The future of this country depends on its poor children. If they are to do right, they must be saved from ill-health, and ignorance, and vice; and the first step is to give them good food and air, so that they shall have strong little bodies. A sound man, physically, may not be a strong man in other ways, but he stands a much better chance.” “Oh, it’s very interesting,” said Leonore. “Tell me some more about the poor people.” “What shall I tell you?” said Peter. “How to help them.” “I’ll speak about something I have had in mind for a long time, trying to find some way to do it. I think the finest opportunity for benevolence, not already attempted, would be a company to lend money to the poor, just as I have attempted, on a small scale, in my ward. You see there are thousands of perfectly honest people who are living on day wages, and many of them can lay up little or no money. Then comes sickness, or loss of employment, or a fire which burns up all their furniture and clothes, or some other mischance, and they can turn only to pawnbrokers and usurers, with their fearful charges; or charity, with its shame. Then there are hundreds of people whom a loan of a little money would help wonderfully. This boy can get a place if he had a respectable suit of clothes. Another can obtain work by learning a trade, but can’t live while he learns it. A woman can support herself if she can buy a sewing-machine, but hasn’t the money to buy it. Another can get a job at something, but is required to make a deposit to the value of the goods intrusted to her. Now, if all these people could go to some company, and tell their story, and get their notes discounted, according to their reputation, just as the merchant does at his bank, don’t you see what a help it would be?” “How much would it take, Peter?” “One cannot say, because, till it is tested, there would be no way of knowing how much would be asked for. But a hundred thousand dollars would do to start with.” “Why, that’s only a hundred people giving a thousand each,” cried Leonore eagerly. “Peter, I’ll give a thousand, and I’ll make mamma and papa give a thousand, and I’ll speak to my friends and—” “Money isn’t the difficult part,” said Peter, longing to a fearful degree to take Leonore in his arms. “If it were only money, I could do it myself—or if I did not choose to do it alone, Miss De Voe and Pell would help me.” “What is it, then?”