Let me again frankly admit that I do not regard most immigrant groups of the present type as a serious menace to the other groups, or to the whole economic life, provided they are needed to do the work for which they seem best fitted. At present this is still a matter of proper distribution and presents no such serious difficulty as is commonly supposed; for the immigrant will go wherever he is wanted and a fair wage is assured him. Nor is he quite so eager to herd in cities as we imagine, and no community need be without an adequate supply of labourers, if they are needed for hard, crude labour. There is no work so hard or so dangerous that the immigrant will not attempt it. Like their forerunners in the migratory movement of European races, the present immigrants respond quickly to the American higher standards of living, and in many cases much more quickly than some of the older groups responded. When we speak of the horrors of the East Side of New York, the crowded Ghetto and Mulberry Street with its Italian filth, we forget the days when the Irish possessed the land, "squatting" wherever they could, and living in wretched huts; when the American used to sing: "The pig was in the parlour, and that was Irish too." The pig and the goat have gone, and instead, the Irish have pianos and phonographs in their parlours; but in one generation, many Slavs and Italians, under less favourable conditions, have achieved the same results, minus the pig and goat period. To-day, the merchants in Wilkes-Barre, Scranton, Connelsville and Pittsburg regard the Slav as a great "spender"; and if the Italian is not now like his predecessors, he soon will become so imbued by the American spirit, that, like us, he will live up to his income and beyond it. That phase of the problem so much complained of, which relates to the immigrants' sending the bulk of their earnings to Europe, would not be half so serious if we provided a safe banking system; preferably, Postal Savings Banks. Both the Austrian and Italian governments thus safeguard every penny which is sent abroad, and one cannot blame the toiler who prefers to trust his money to a government in whose financial soundness he has absolute confidence, rather than place it in our own savings institutions, in which we ourselves have but little confidence. The economic problem as presented by the effect of immigration upon the labour market is made less serious by the fact that large numbers of those who come, go back and forth, according to the demand for the commodity which they supply.