Yet, it should be remembered that we do not here deal with the debts of Railroad Companies, Street Railway, Telegraph, Telephone and other companies and corporations; nor do we deal with the U. S. debt of $891,960,104; States, $228,997,389; Counties, $145,048,045; Municipalities, $724,463,060; School districts, $36,701,948, which in 1890 made the grand total of $18,027,170,546 including the debt under our consideration. But we deal with family-debtors, for whom debt is equal to ruin. Whereas debt to the others is prosperity. Footnote 105: That is, if we divide them by the line of families worth $5,000 and over, and families worth $5,000 and under; and the latter will include the economic dependants. Footnote 106: Here, p. 119. Footnote 107: Here, p. 121. Footnote 108: Enc. of Soc. Reform, p. 904, Edition of 1897. Footnote 109: Enc. of Soc. Reform, p. 904. Footnote 110: Ib., p. 904. Footnote 111: Mr. Dunn could not have known at the time that some Eastern States were even worse than the Western ones, and that “New York,” for instance, “is” more “conspicuously prominent as having a real estate mortgage indebtedness of $1,607,874,301, which is 26.71 per cent of the total indebtedness on acres and lots in the United States.” Footnote 112: Here, pp. 91, 92, or Mayo Smith, Statistics and Sociology, p. 200. Footnote 113: As the rates of their gains show, pp. 104, 105. Footnote 114: Enc. of Soc. Reform, p. 1386.—Waldron, “Handbook on Currency or Wealth.” Footnote 115: References: Enc. of Soc. R., see “Unemployment.” Dr. Spahr, “Present Distribution of Wealth in U. S.” (1896).—J. R. Common’s “Distribution of Wealth,” Enc. p. 1392. Footnote 116: Enc. of Soc. Reform, p. 1392. Footnote 117: Enc. of Soc. Reform, p. 1370. Footnote 118: Mr. and Mrs. Webb, “History of Trade Unionism,” p. 1 or 2. Footnote 119: “Introduction and Mutual Insurance,” vol. I, pp. 148-9, 150-1164. Footnote 120: Enc. of Soc. Reform, pp. 1370, 1373 and the Labor Reports. Footnote 121: Dr. Spahr, ib., pp. 116, 117. Footnote 122: The above 246,938 families could not be here classified among the tenants of farms consisting of the 1,624,765 families, because after losing their country properties, these homeless hurry on to crowd up cities. Footnote 123: Dr. Spahr, ibid, p. 122-3. Footnote 124: As numerous inquiries convince me. Footnote 125: According to the U. S. Census of 1890, there were 4,564,641 farms consisting of 623,218,619 acres of land, or an average of 136 acres to a farm. World Almanac, 1899, p. 184. Footnote 126: Enc. of Soc. Reform, pp. 22, 23; also based on the census. Footnote 127: “Present Distribution of Wealth in the U. S.,” pp. 104, 105; (see here: Appendix I.). The same: Enc. of Soc. Reform, p. 1385—table of incomes, 1890. Footnote 128: