These and the like consequences of pecuniary emulation are simple, direct and obvious; but the discipline of the pecuniary culture bears on workmanship also in a more subtle way, indirect and less evident at first sight. The discipline of daily life imparts its own bent to the sense of workmanship through habituation of the workman to that scheme and logic of things that rules this pecuniary culture. The outcome as concerns industry is somewhat equivocal; the discipline of self-seeking at some points favours workmanship and at others not. At one period or phase of the pecuniary culture, generally speaking an early or crude phase, the bent so given to workmanship and technology seems necessarily to be conducive to inefficiency; at another (later or maturer) phase the contrary is likely to be true. The pecuniary discipline of invidious emulation takes effect on the state of the industrial arts chiefly and most pervasively through the bias which it gives to the knowledge on which workmanship proceeds. It may be called to mind that the body of knowledge (facts) turned to account in workmanship, the facts made use of in devising technological processes and appliances, are of the nature of habits of thought. This is particularly applicable to those (tactical) principles under whose control the information in hand is construed and connected up into a system of uses, agencies and instrumentalities. These habits of thought, elements of knowledge, items of information, accepted facts, principles of reality, in part represent the mechanical behaviour of objects, the brute nature of brute matter, and in part they stand for qualities, aptitudes and proclivities imputed to external objects and their behaviour and so infused into the facts and the generalisations based on them. The sense of workmanship has much to do with this imputation of traits to the phenomena of observation, perhaps more than any other of the proclivities native to man. The traits so imputed to the facts are in the main such as will be consonant with the sense of workmanship and will lend themselves to a concatenation in its terms. But this infusion of traits into the facts of observation, whether it takes effect at the instance of the sense of workmanship, or conceivably on impulse not to be identified with this instinct, is a logical process and is carried out by an intelligence whose logical processes have in all cases been profoundly biassed by habituation. So that the habits of life of the individual, and therefore of the community made up of such individuals, will pervasively and unremittingly bend this work of imputation with the set of their own current, and will accordingly involve incoming elements of knowledge in a putative system of relations consistent with these habits of life. This comprehensive scheme of habitual apprehensions and appreciations is what is called the “genius,” spirit, or character of any given culture. In all this range of habitual preconceptions