But the denizens of New-York Belgravia are not philosophers, at least not philosophers of this stamp. Content with the good things of to-day, they leave the morrow to take care of itself; and many of them live in a style which, even to those who have seen European splendor, seems no less than superb. Their dwellings are unsurpassed in convenience of arrangement and luxury of appliance; their entertainments are of regal magnificence, so far as regal magnificence is purchasable; and for dress and equipage they pour out money like water. In cultivation and accomplishments, they are of course very unequal; for, in a country where the great field of competition has a thousand gates, all opened wide to all comers, and moneyed magnates come from every class in society, and bring with them, to the new sphere, just what of a strictly personal kind they possessed in the old. He that was refined is refined still, and he that was sordid is sordid still. If the gentleman enjoys the power of indulging his tastes, and choosing his pursuits, so does the vulgarian; and, unhappily, no Belgravia, English or American, has yet been found capable of inspiring its inmates with dignified tastes or elevated aims. There is no permanent nucleus of elegant society in New-York; no reservoir of indisputable social grace, from which succeeding sets and advancing circles can draw rules and imbibe tastes. There is not, even at any one time, an acknowledged first circle, to whose standard others are willing to refer. This being so, the most incongruous manners often encounter in the social arena; and it is only in very limited association that any appreciable degree of congeniality is expected. Wealth always fraternizes with wealth to a certain extent. The maxim announced here on a certain public occasion, that "the possession of wealth is always to be received as evidence of the possession of merit of some kind," is conscientiously acted upon; but beyond this, social affinity is very limited as yet. Conversation has no recognized place among accomplishments, and of course only a doubtful one among pleasures. Coteries are unknown, and the continual shifting of circles precludes the pleasure of long-ripened intellectual intercourse. Many there are who regret this state of things in a society in which there is in reality so great a share of general good feeling; but they are found not among the rich, who possess some of the means of remedying the evil, but among those who, removed from the temptations which riches, suddenly acquired, array against intellectual pleasures, lack, on the other hand, the means of uniting with those pleasures, the _agrémens_ which are at the command of easy fortune. In Paris, intellect and cultivation can draw together those who value them, even though the place of meeting be a shabby house in the suburbs; in New-York it is not yet so, nor could it be expected. No social _posé_ has yet been attained; and each is too much