Among the long-established and wisely administered savings banks of the city, none has a prouder record or a firmer base than the Emigrant Industrial Savings Bank, which has been distinctly, almost wholly, Irish in its administration and until lately in its depositors. In the last few years it has attracted great numbers of Italians, scared out of their first implicit faith in the many irresponsible “banks” set up by their countrymen. With its deposits over $98,000,000, an army of depositors numbering over 122,000, and an unbroken history of successful management of sixty years (it was incorporated in 1850) the Emigrant Bank is surely a magnificent exhibit of Irish trust and Irish efficiency. Its president, Thomas Mulry, was, up to the first of the year, Commissioner of Charity for New York. In that office he was succeeded by Michael J. Drummond, one of the Emigrant Bank’s trustees. Like Mr. Mulry, Mr. Drummond is Irish-born, and is a former president of the Friendly Sons of St. Patrick in the City of New York. The individual thrift of the Irish has, indeed, been notable. Their favorite investments have been in real estate and these, in thousands of instances, have proved the foundation of the Irish fortunes of today. The Catholic Club has taken a notable place among the best institutions of the kind in the city; its membership is largely Irish stock. In the public offices, the police and fire departments, the number of Irish-descended is very large. An idea is abroad that this is wholly in consequence of the adherence of the Irish population to the fortunes of the political organization known as Tammany Hall, but it is only a half-truth. Tammany Hall, during a great part of its history, has been the “regular” Democracy, and that was enough for many who had grown up with it, but the forces of revolt from within the Democratic party have frequently overthrown Tammany, and it was generally Irish names that then came to the front. The late Mayor William H. Grace is an instance. In the recent election Tammany met a pretty general defeat, but its Irish-descended nominee for mayor, William H. Gaynor, was elected, and foremost among those of the victorious opposition, who will share the great city’s government with him, are William A. Prendergast, son of Irish parents, as Comptroller; George McAneny as president of the Borough of Manhattan, and John Purroy Mitchel, grandson of John Mitchel, the famous Irish patriot of 1848, as President of the aldermen. In the civil service examinations the Irish hold their own and more, so that whatever political party may be in power the racial ratio in New York’s public offices is not likely to change for many years to come, where merit and moral and physical fitness are at all the test of appointment.