"I meant jest what I said, honey," she answered, settling herself again on the old garden seat. "There's such a thing as a man lovin' a woman too well to marry her, and that's the way it was with the doctor. You might think, maybe, Dr. Pendleton come of plain folks, bein' jest a country doctor. But, no; his people was among the best and the richest in the county, and he'd had all the chances that rich people can give their children. He'd been to college and he'd travelled around and seen the world, and no young man could 'a' had a prettier prospect before him than Arthur Pendleton,--that was the doctor's name,--when he come home from his studyin' and his travellin' and started out to practisin' medicine with his father. Young and handsome and rich, and then there was Miss Dorothy Schuyler, and he was in love with her and she was in love with him. Father used to say when a man had all that, there wasn't standin' room for a wish. "Miss Dorothy was one o' the Virginia Schuylers, and the first time she come to visit her Kentucky cousins, she met the young doctor, and they fell in love with each other jest like Hamilton Schuyler and Miss Amaryllis, and before she went back to her home it was all settled that they'd be married the next spring. The young doctor, he made a journey to Virginia to git her father's and mother's consent; for in that day and time, child, a young man couldn't jest pick up a gyirl and walk off with her. He had to say 'By your leave' and do a little courtin' with the old folks before he could claim the gyirl. "Well, it all looked like plain sailin' for the young doctor. His father begun givin' up his practice--took off his own shoes, you might say, and let his son step into 'em--and the weddin' day was comin', when all at once the banks got to failin' all over the country, and the Pendletons lost pretty near everything they had except their land. Then, to make a bad matter worse, the old doctor's name was on a note, and that fell due about the time the banks failed, and he had to sell the family place and a good deal o' the land. "They said when he got through settlin' up his affairs he says, 'Well, I've lost my money and my lands and my home, but I've saved my good name.' "I reckon it must 'a' taken the young doctor a good while to come to an understandin' of what he'd lost. By the time you're old, losin' comes natural to you, but it's hard for young folks to take in a big loss. But as soon as Arthur Pendleton understood that all his father had was a good name, and all he had was his father's practice, he wrote to Miss Dorothy and set her free from her promise to marry him. "The old doctor begged him not to do it. Says he, 'Son, you've lost pretty near everything, and now you're throwing away the best of what's left.' Says he, 'Don't strip your life bare of every chance for happiness. Hold on to love, even if you have lost your money.'