But it was necessary that she should at once do something to whitewash her own character in her own esteem. This lord had declared that he himself would call, and she was at first minded to wait till he did so, and then to hand back to him the cheque which she believed that he would bring, and to assure him that under altered circumstances it would not be wanted. But she felt that it would best become her to write to him openly, and to explain the circumstances which had led to his offering the loan. "There is nothing like being straightforward," she said to herself, "and if he does not choose to believe me, that is his fault." So she took up her pen, and wrote quickly, to the following effect: MY DEAR LORD CASTLEWELL, I want to tell you that I do not wish to have the L200 which you were good enough to say that you would lend me. Indeed I cannot take it under any circumstances. I must explain to you all about it, if your lordship pleases. I had intended to ask M. Le Gros to get the theatre people to advance me some small sum on my future engagement, and I had not thought how impossible it was that they should do so, as of course I might die before I had sung a single note. I never dreamed of coming to you, whose lordship's name I had not even heard in my ignorance. Then M. Le Gros spoke to you, and you came and made your proposition in the most good-natured way in the world. I was such a fool as not to see that the money must of course come from yourself. Mr. Moss has enlightened me, and has made me understand that no respectable young woman would accept a loan of money from you without blemish to her character. Mr. Moss, whom I do not in the least like, has been right in this. I should be very sorry if you should be taught to think evil of me before I go to your theatre; or indeed, if I do not go at all. I am not up to all these things, and I suppose I ought to have consulted my father the moment I got your little note. Pray do not take any further notice of it. I am, very faithfully, Your lordship's humble servant, RACHEL O'MAHONY. Then there was added a postscript: "Your note has just come and I return the cheque." As chance would have it the cheque had come just as Rachel had finished her letter, and with the cheque there had been a short scrawl as follows: "I send the money as settled, and will call to-morrow."