“Do so by all means, Thomas,” said Mr. Leigh, with an almost cold formality. “Be sure you make the points I explained to you yesterday, particularly the probable permanency of dividends under a far-sighted policy, and the equally certain depreciation of both principal and income from real-estate holdings in New York City. A political or even a social revolution will hurt such a business as Mr. Thompson has planned far less than it will real estate, which not only cannot be hidden or moved, but has innumerable natural enemies, such as the shifting centers of trade and fashion and inefficient or corrupt municipal government. You might tell him that under certain circumstances all land partakes of the quality of mud, and the wisest of men can get stuck in the mud.” Tommy gasped. The man he had known as his father had spoken like this. Mr. Leigh went on judicially: “Ask him whether his gains from the unearned increment as well as from increases in values in certain sections have fully offset his losses from the decline of what he considered choice property ten or fifteen years ago. Ask him whether he thinks the big financial institutions, like the life-insurance companies, are comfortable over their ownership of properties they have had to take over to protect their own gilt-edge first mortgages. Real estate is a tradition of his family, and you must make him think of the future. Good morning, Thomas.” His father was more of a business man than Tommy had ever dreamed. His advice was sound. But-- A theory came to Tommy ready-made, from the birthplace of all explanations. Obviously long years of brooding on his dead wife and on what he had done to keep his promise to her had made Mr. Leigh morbid. He had remained a bookkeeper because the only way in which he could continue to avert discovery was by remaining where he could conceal his deeds. It made the repayment of the seventeen thousand dollars more than ever urgent. Where could Tommy borrow it, since it was out of the question to think of earning so vast a sum in a short time? He must consult Mr. Thompson. If he could not confide fully, he might at least put a hypothetical question, give hints, sound Mr. Thompson somehow. But before he could speak to Thompson he must sell the stock. He was to lunch at the college dub with Rivington. He doubtless would meet friends there who might take a few hundred shares. The dollars that Tommy had to raise suddenly became so heavy that Tommy despaired.