With Miss Dodge as president, the first working-girls' club was organized. It marked a new epoch. It made the opportunity that had never existed--the working of rich and poor to secure the same end. This country reaps the benefit of this first step in altruism based on the highest Christian and democratic doctrines. The working-girls' club has from that time been a positive factor in the social development of working women, not only of New York, but the whole country. It has enabled the students of economics and sociology to get at facts that have revolutionized theories. The working-girls' club taught the working girls themselves the causes of their economic disadvantages. Hardly was the first club formed when the practical results inseparable from this new combination of interests and sympathies met the approval of all interested in the problem of the working-girl's life. Everywhere clubs began to form. The idea has been adapted and adopted by the churches. Working-girls' clubs of all degrees of development, under many kinds of constitutions, managed and mismanaged, are to be found north, east, south and west. The question of support was one of primary importance. Miss Dodge had studied this side of the question thoroughly, and from the first it was decided that dues must be paid by the members. As new clubs were formed, this question of dues was met differently. Usually the wages of the majority of each group of girls forming a club decided the amount of dues, and naturally the dues varied in the clubs. In some clubs the dues were five cents per month; in others, five cents per week; in some the dues were twenty-five cents per month. Even this amount could not meet the expenses of a club conducted to elevate the standards of the members by the environment, as well as the social and educational opportunities provided. The financial managements of the clubs differ greatly, and always have. Strenuous effort has always been made in some clubs to make them self-supporting; they seem almost to live for that purpose. Entertainments, sub-letting of rooms, fairs, every means is resorted to accomplish this end. Naturally the members of such clubs develop a good deal of business ability; sometimes at the expense of qualities that in a woman count for more in life. The highest form of club life developed among working girls represents, to the working girl, her college. She realizes, as does the rich girl or boy who enters college, that what she pays does not, cannot, pay for what she receives. This conception of the financial side of the working-girls' club management controls in the clubs, with few exceptions, to-day.