"A touch on the elbow, and Splinters whispered that the landlord's opinion of me would be raised by settling the score. And to do this I reached my last dollar. Having thus graciously initiated me into high favor with his men, the Captain kindly offered to see me safe home. Taking him for so good a friend, I discovered to him the state of my finances, which he said was a matter of no moment, since he would give me his note for five hundred dollars on thirty days, which Duncan, Sherman & Co., or any banker in Wall Street, would be glad to discount, merely for the pleasure of making my acquaintance. A flood of joy poured into my ears and heart at this expression of friendship. So we walked into the office of the Astor, when Splinters, affecting an air of great confidence, dashed off the note, and, bidding me look misfortune right in the face, took his leave. But he said he would call the next morning. He forgot to keep his promise, and when I presented his 'I promise to pay,' at the counter of Messrs. Duncan, Sherman & Co., flattering myself that they knew all about it, the whole counting-room of clerks went into a titter. One set me down for a madman; another directed me to the care of the commissioners of the insane asylum; and a third thought I would do to go into business in Wall Street. Captain Splinters would, no doubt, seeing that only his name was wanted, furnish capital to any amount, provided always that he shared the result of the circulation, they said. It was clear to me that the house of Duncan, Sherman & Co. was not fast in the discount line. I then looked in at Drew & Robinson's. Thinking I had come to buy steamboats, a little, shriveled up old man led the way into a dark back office, saying he could give me but five minutes to make known my business. Anxious to facilitate matters, I produced the note, saying that he of course knew the signer by reputation, and would like to discount it out of compliment to him. A sight at the name, and it seemed as if he was about looking the glasses out of his spectacles. Then he went straight into a passion, ordering me to leave the premises or he would call a policeman. Not to swerve from the truth, I may say here, that I thought it very fortunate in getting into the Street without being kicked there. All Wall Street, it seemed to me, was in a state of anxiety. Every man looked as if he were besieged by his neighbor, or had had a breach made in him by some sudden revolution, and was in search of a physician to save his bleeding bowels. Here and there I met a man looking as if he had just rushed into the street to proclaim the baseness and treachery of a newly discovered foe, who, with a thousand anxious thoughts, had carried away the last remnant of his fortune.