Her lunch at home was often a few crackers and a red apple, and the more nearly she regulated her diet when journeying in accordance with her custom at home, the better life went with her. So her bag often contained a little package of the kind of crackers which she liked, and one or more big red apples. If she sat in her seat and ate these, it was not primarily because she was unwilling to pay a dollar for her lunch; she had the dollar, and she had no ambition to leave any considerable sum of money behind her when she died. On the other hand, she was not unmindful of the good she could do with the dollar in some other way. And she did that good with it. She was parsimonious with herself; she was generous toward others. To enumerate her economies would misrepresent her. It would seem that she was niggardly. The contrary was true. She abhorred waste. She could not tolerate extravagance. But she could draw her last dollar, and did draw her last dollar from investment, to put into her search for missing soldiers, and she could do it and did do it without whining and without fear. Even the possibility that she might die a pauper did not terrify her or win from her in her diary any more than a half-mirthful recognition. She economized in things she did not greatly care for that she might do the things that were to her of supreme importance. She did not hoard money. The amount which she had at the end of her lecturing career, she did not greatly increase, nor, until she got deep into the work of the Red Cross, did it materially diminish. In order to support the Red Cross work in its earlier stages, she drew upon her principal, and she did not to the end of her life restore it to what it had been before. But she never complained of this, nor did it in the least worry her. Year by year she had sufficient income, with reasonable economy, to supply all her needs. Now and then she delivered an address and received a hundred dollars. Occasionally she replied to a request of newspaper or magazine for an article, and received a check in return. For a year she received a salary from the State of Massachusetts as matron of the Reformatory for Women at Sherborn. The annuity paid to her by the Massachusetts General Hospital gave her a little more margin. She was free from worry as to her own finances. I have not found in her diary or her letters a single sentence in which she expressed anxiety about her own financial future. There were several times when she was not sure what she ought to do next, and in her decisions she was not unmindful of financial necessities. But she did not keep in constant thought her own need of saving money for herself. She saved, because it was natural for her to save, and because she had causes at heart which she wished to save for.